Life and Disability Insurance

Must have Basic coverage to add Voluntary Term.

Cover yourself, spouse and/or children. 

Choose amounts between $10,000 - $500,000 to a maximum of 7 times salary. View Rates Grid.

Once an employee has $10,000 in Voluntary life insurance they are able to increase coverage up to $20,000 per year in future enrollments without evidence of insurability until they reach $150,000.

Rates remain the same as employees age.

Policy terms upon retirement but may be converted to individual policy with Boston Mutual.

Covers both sickness and accident.

Covers up to 60% of your gross monthly earnings (max. $5,000/mo.).

Choose your own elimination and benefit periods.

Maternity covered same as an illness after 10 months of issue date.

Policy is portable with another employer at the same group rates.